:root {
  --navy: #0b2545;
  --blue: #13416e;
  --accent: #1d6fb8;
  --slate: #4a5568;
  --line: #dde3ec;
  --bg: #ffffff;
  --bg-alt: #f3f6fa;
  --radius: 14px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Inter", system-ui, sans-serif;
  color: var(--slate);
  background: var(--bg);
  line-height: 1.65;
}
img { display: block; width: 100%; height: 100%; object-fit: cover; }
a { color: inherit; text-decoration: none; }
h1, h2, h3 { font-family: "Fraunces", Georgia, serif; color: var(--navy); line-height: 1.15; font-weight: 600; }
h1 { font-size: clamp(2.2rem, 4.5vw, 3.5rem); margin-bottom: 1.25rem; }
h2 { font-size: clamp(1.8rem, 3.2vw, 2.5rem); margin-bottom: 1.25rem; max-width: 22ch; }
h3 { font-size: 1.25rem; margin-bottom: .5rem; }
p + p { margin-top: 1rem; }

.wrap { width: min(1180px, 92%); margin: 0 auto; }
.eyebrow { text-transform: uppercase; letter-spacing: .12em; font-size: .78rem; font-weight: 600; color: var(--accent); margin-bottom: .9rem; }
.lead { font-size: 1.12rem; max-width: 52ch; }

.btn {
  display: inline-block; background: var(--navy); color: #fff;
  padding: .85rem 1.5rem; border-radius: 999px; font-weight: 600;
  transition: background .2s, transform .2s;
}
.btn:hover { background: var(--accent); transform: translateY(-1px); }
.btn-sm { padding: .55rem 1.1rem; font-size: .9rem; }
.btn-ghost { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }
.btn-ghost:hover { background: var(--navy); color: #fff; }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { background: var(--bg-alt); }

/* Nav */
.nav { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.92); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.logo { font-family: "Fraunces", serif; font-size: 1.45rem; font-weight: 600; color: var(--navy); }
.logo span { color: var(--accent); }
.nav nav { display: flex; align-items: center; gap: 1.75rem; font-weight: 500; font-size: .95rem; }
.nav nav a:not(.btn):hover { color: var(--accent); }

/* Hero */
.hero { padding: 5rem 0 4rem; background: linear-gradient(180deg, var(--bg-alt), var(--bg)); }
.hero-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 3.5rem; align-items: center; }
.hero-cta { display: flex; gap: .9rem; flex-wrap: wrap; margin: 2rem 0 2.5rem; }
.hero-img { aspect-ratio: 4 / 4.3; border-radius: var(--radius); overflow: hidden; box-shadow: 0 30px 60px -25px rgba(11,37,69,.35); }
.stats { list-style: none; display: flex; gap: 2.5rem; border-top: 1px solid var(--line); padding-top: 1.5rem; }
.stats strong { display: block; font-family: "Fraunces", serif; font-size: 2rem; color: var(--navy); }
.stats span { font-size: .85rem; }

/* Sections */
.section { padding: 5.5rem 0; }
.section.alt { background: var(--bg-alt); }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.75rem; margin-top: 2.5rem; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: transform .25s, box-shadow .25s; }
.card:hover { transform: translateY(-4px); box-shadow: 0 20px 40px -20px rgba(11,37,69,.25); }
.card img { height: 190px; }
.card-body { padding: 1.5rem; }

.split { display: grid; grid-template-columns: 1fr 1.1fr; gap: 4rem; align-items: center; }
.split-img { aspect-ratio: 5 / 4; border-radius: var(--radius); overflow: hidden; }
.checks { list-style: none; margin-top: 1.5rem; }
.checks li { padding-left: 1.8rem; position: relative; margin-bottom: .6rem; color: var(--navy); font-weight: 500; }
.checks li::before { content: "✓"; position: absolute; left: 0; color: var(--accent); font-weight: 700; }

.steps { list-style: none; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; margin-top: 2.5rem; }
.steps li { border-top: 2px solid var(--navy); padding-top: 1.25rem; }
.steps span { font-family: "Fraunces", serif; font-size: 1.1rem; color: var(--accent); display: block; margin-bottom: .5rem; }

.cta { background: var(--navy); color: #d6e0ee; }
.cta h2 { color: #fff; }
.cta-inner { display: flex; justify-content: space-between; align-items: center; gap: 2rem; flex-wrap: wrap; }
.cta p { max-width: 55ch; }

.footer { padding: 2rem 0; border-top: 1px solid var(--line); font-size: .9rem; }
.footer-inner { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 1rem; }

@media (max-width: 900px) {
  .hero-grid, .split { grid-template-columns: 1fr; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: repeat(2, 1fr); }
  .nav nav a:not(.btn) { display: none; }
}
@media (max-width: 560px) {
  .cards, .steps { grid-template-columns: 1fr; }
  .stats { gap: 1.5rem; }
}